PennyNew workshops available!

Four new free workshops! The new Your Path to Retirement workshop series covers each stage of your career (early, mid, late and retired) – there’s something available for you! Click here for more information and to register.


The Public Employees Pension Plan

PEPP is a defined contribution pension plan. Your contributions and your employer’s contributions, plus any return on investment, will be used to provide you with income based upon the account balance you have built, when you retire. Your account balance is the number of units you have in each fund multiplied by the current unit value for each fund.

Latest News

January 8, 2020

taking it to the max

An important reminder as we head into a new year – registered pension plans offer a bit of tax sheltering.

You receive an immediate tax benefit when your pension contribution comes off your paycheque, and you defer paying tax on any earnings your account may accumulate while it’s invested in the Plan. For this reason, the Income Tax Act (Canada) sets maximums that a person may contribute for pension purposes.

The maximum contributions to PEPP for 2020 is the lesser of: 18% of annual gross income (before tax); or $27,830. Read More

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