Evaluating or choosing a fund based on unit values is not a good indication of how the fund is doing overall. For instance, on November 1, 2007 PEPP introduced several investment funds with a unit value of $100.0000. On the same day, the existing Balanced Fund had a unit value of $121.6630, while the Short-term Bond Fund’s unit value was $106.0753. This means that the Balanced Fund and Short-term Bond Fund will generally always have a higher unit value than the funds that started at $100.0000 on the same date.
PEPP offers you a number of resources to determine how each fund has performed and which fund may be best suited to you.
- Start with My PEPP Investor Profile to assist you in determining which fund may suit you the best.
- Review the Fund Fact Sheet for the fund you are considering.
You will learn about the potential risks and returns associated with the fund.
- Review the Monthly Performance Bulletins to see how the funds have performed over various periods of time.
Generally you will want to focus on the longer term returns since in most cases you should be investing over a longer time period.
- Please call us. Our Retirement Information Consultants are available to assist you in the process of choosing an investment fund or answering any other questions you have.